We firmly believe that insurance can be simple. With Insurfox, we turn that belief into reality, digital, transparent, and always in the best interest of our customers.
Insurance Innovators Nordics
Insurance Innovators Nordics is a leading international conference bringing together senior executives and decision-makers driving growth and international expansion in the insurance industry. Insurfox will be on site to engage with C-level leaders, insurers, and insurtechs on scaling digital insurance platforms, cross-border business models, and strategic partnerships in an increasingly global market.Insurtech Insights Europe in London
Insurtech Insights Europe is one of Europe’s leading conferences for the insurance and insurtech industry. Insurfox will be attending to connect with insurers, technology providers, and industry experts, and to discuss key trends, digital business models, and innovative insurance solutions.HZ Insurance Forum ’26
The HZ Insurance Forum brings together senior insurance industry professionals to discuss current market trends, regulatory developments, and strategic challenges. Insurfox will be attending to engage with industry experts and gain insights into forward-looking and digital insurance solutions.Arbeitsort
20097 Hamburg
Vollständige Stellenbeschreibung
About Insurfox
Insurfox is a fast-growing B2B InsurTech platform focused on transport, logistics and mobility insurance.
We are building a fully digital insurance infrastructure combining underwriting, policy management and claims into one API-driven, AI-powered platform.
Focus: Transport, logistics, fleet insurance
Model: MGA (Managing General Agent) / Insurance-as-a-Service
Technology: Cloud-native, API-based, AI-driven underwriting
Products: Fully digital cargo and carrier liability insurance (CMR)
Our goal is to scale underwriting through data, automation and AI.
The Role
We are hiring a Senior Transport Underwriter to build and scale our German transport insurance portfolio and setup fully international.
This is a hands-on underwriting and build role with real ownership.
You will:
Underwrite business
Develop broker relationships
Define underwriting standards
Help build scalable, digital underwriting processes
Key Responsibilities
Underwrite transport insurance risks:
Cargo insurance
Carrier liability (GüKG §7a)
Freight forwarder liability (ADSp)
CMR risks
Build and manage broker relationships across Germany
Price and bind SME and mid-market risks:
Freight forwarders
Carriers
Fleet operators
Analyze portfolio performance:
Loss ratios
Pricing adequacy
Risk selection
Define underwriting guidelines and pricing models
Support digital underwriting processes:
Rule engines
Automation
API-based workflows
Work closely with carriers, brokers and internal tech teams
Requirements
- 5–10 years experience in transport insurance underwriting
- Proven binding authority (carrier or MGA environment)
- Strong knowledge of:
- GüKG §7a
- CMR
- ADSp
- HGB §§407 ff.
- Hands-on experience in:
- Cargo insurance
- Carrier liability insurance
- Pricing by commodity, route and storage exposure
- Active broker network in Germany
- Experience with:
- Pricing tools
- Portfolio analytics
- Digital underwriting systems
- Exposure to AI or automation in underwriting workflows
- Languages:
- German (C1+)
- English (professional working proficiency)
Preferred Qualifications
- Experience in MGA or delegated authority environments
- Experience with API-based or embedded insurance
- Background in automation or underwriting digitization
- Experience in international or nearshore teams
Gehalt: 45.000,00€ - 95.000,00€ pro Jahr
Arbeitsort: Zum Teil im Homeoffice in 20097 Hamburg
Arbeitsort
20097 Hamburg
Vollständige Stellenbeschreibung
About Insurfox
Insurfox is a fast-growing B2B InsurTech platform focused on transport, logistics and mobility insurance.
We are building a fully digital insurance infrastructure combining underwriting, policy management and claims into one API-driven, AI-powered platform.
Focus: Transport, logistics, fleet insurance
Model: MGA (Managing General Agent) / Insurance-as-a-Service
Technology: Cloud-native, API-based, AI-driven underwriting
Products: Fully digital cargo and carrier liability insurance (CMR)
Our goal is to scale underwriting through data, automation and AI.
The Role
We are hiring a Senior Transport Underwriter to build and scale our German transport insurance portfolio and setup fully international.
This is a hands-on underwriting and build role with real ownership.
You will:
Underwrite business
Develop broker relationships
Define underwriting standards
Help build scalable, digital underwriting processes
Key Responsibilities
Underwrite transport insurance risks:
Cargo insurance
Carrier liability (GüKG §7a)
Freight forwarder liability (ADSp)
CMR risks
Build and manage broker relationships across Germany
Price and bind SME and mid-market risks:
Freight forwarders
Carriers
Fleet operators
Analyze portfolio performance:
Loss ratios
Pricing adequacy
Risk selection
Define underwriting guidelines and pricing models
Support digital underwriting processes:
Rule engines
Automation
API-based workflows
Work closely with carriers, brokers and internal tech teams
Requirements
- 5–10 years experience in transport insurance underwriting
- Proven binding authority (carrier or MGA environment)
- Strong knowledge of:
- GüKG §7a
- CMR
- ADSp
- HGB §§407 ff.
- Hands-on experience in:
- Cargo insurance
- Carrier liability insurance
- Pricing by commodity, route and storage exposure
- Active broker network in Germany
- Experience with:
- Pricing tools
- Portfolio analytics
- Digital underwriting systems
- Exposure to AI or automation in underwriting workflows
- Languages:
- German (C1+)
- English (professional working proficiency)
Preferred Qualifications
- Experience in MGA or delegated authority environments
- Experience with API-based or embedded insurance
- Background in automation or underwriting digitization
- Experience in international or nearshore teams
Gehalt: 45.000,00€ - 95.000,00€ pro Jahr
Arbeitsort: Zum Teil im Homeoffice in 20097 Hamburg
